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??? ???? ??? ???? ?? ??? ?? ?? ????? ???? ?? ?? ??? ?? ?? ?? ??? ?? ??? ??? ?? ??? ?? ???? ?????? ???????? ?? ???? ?? ??? ?? ???? ?? ???? ??? ???? ?? ???? ??? ?????? ????? ?? ???? ?????? ?????? ???? ?? ??? ?? ?? ????? ??? ?? ?Unsecured loans don’t need collateral, although failure to pay for them may well cause a inadequate credit history rating

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